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Everyone collects something: postcards from friends, teddy bears, paintings or stamps. But some of these collectible items can actually form the basis of an investment. But before you decide to sink your hard earned savings into some kind of collectible, do your research and check these cautions: (more…)

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It seems that for travelers these days, getting the cheapest flight is only half the battle. As well as paying as little as possible, we’d also like to be fairly sure our airline will still be flying when our trip comes around, we want our luggage to come out the other end and we don’t want to have a horribly uncomfortable flight. Some recent Yahoo tips on dealing with airlines in the current environment had some useful pointers, including: (more…)

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If you love traveling as much as I do, you’ll be keen to find ways to save money – I figure that means you can travel more often, or further. A bunch of tips they talked about at Microsoft will give you some ideas to make your travel dollar go further. (more…)

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With rising oil prices and a long commute, chances are you dream of the days when you thought that $1.50 gas was too expensive. But times have changed, and so have gas prices, so Money Magazine has brought you several tips on how to fuel up for less:

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It’s a pretty ironic outcome of a Bankrate survey that people with debts make the best savers. The results showed that 84% of Americans who had debts like car loans, credit cards or student loans (the survey excluded mortgages) are regularly saving a proportion of their income. The people who didn’t have a non-mortgage debt had a regular savings rate of only 63%.

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Middle-aged couples often find themselves in a tricky dilemma – although they might be financially stable at the moment, they’ve got a couple of kids about to hit college, and they still have to keep an eye on their own retirement in 15 or 20 years’ time. A recent CNN case study gave a great example of a family facing this dilemma, and came out with a few useful tips that we can apply more generally.

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Insurance salespeople will assure you that a dozen different kinds of insurance are necessary to feel secure in life. But often these very insurance policies are what’s holding you back financially, insuring you for low-risk “what if” scenarios, and very often not even actually covering what you think they are. Try these tips to figure out exactly what insurances are important in your life:

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You’ve got to eat, right? But you don’t have to eat out. If you’re trying to save some money, try recording exactly how much money you spend on food for a week – including snacks, gum and drinks while you’re out. Chances are you’ll be shocked by how much this adds up to. To save a few dollars on food, try these eat-at-home tips:

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When you’re planning your retirement – and some of us dream about finishing work from practically the first day we start – it can be complicated to think about how you will fund it. A Gallup survey found there are ten main sources of income for retirees, with some being more significant than others. Have a look at the list and consider where your retirement income is going to come from: (more…)

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So, you’ve worked hard, budgeted carefully and managed to get yourself out of debt – or at least out of credit card and personal loan debt. The next step is to make sure you have a good savings account, both for money to use in the future, and in case of emergencies. That way you won’t get into the debt trap again. There are a number of different kinds of savings accounts you’ll need to consider, each with their own pros and cons: (more…)