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Unless you’ve got an extension, you’ve probably filed your tax return for 2008. Like many Americans, you might have missed out on some deductions simply because you weren’t aware of them – it’s a complicated system! So take a look at this list and keep in mind that some of these deductions might be available for you when you next file a return.

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To most people a Swiss Bank account is something for the super rich, crooks, dishonest government officials or just a good way to hide assets. They’re the stuff of thrillers like The Bourne Identity or James Bond. (more…)

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The internet isn’t just an easy way to do a lot of things these days - it can also often be a cheaper way. That makes sense because companies operating over the internet have lower overheads and can provide their services and products to customers more cheaply - so why not take advantage of it. (more…)

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With summer upon us, many people are heading off on vacation. Taking a holiday is important to help you relax, reward yourself and simply to get away from home, but if it just creates a larger debt to pay off when you return, then all the good is undone. That’s why it’s really important to do some pre-trip budgeting to make sure you’re planning an affordable vacation. Here are a few tips: (more…)

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Summer is here, and with it, the muggy, unbearable heat. Fortunately, summer temperatures don’t have to equal unmanageable electric bills, because there are several ways to stay cool without breaking the bank. (more…)

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If you knew that coupon cutting could earn you $20 per hour, would you sit down on Sunday afternoons to do it? Many Americans have made this adjustment to their weekend schedules, doing what they can to pinch pennies and save help their families out. It’s official: cutting coupons is in again. (more…)

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If your water bills are rising, it’s time to follow some of these water-saving and money-saving tips from Yahoo Finance: (more…)

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While most conventional wisdom has long said you should start saving money as soon as you start earning it - because over time, it will compound and be much more valuable when you reach retirement age - there are also people who say that you’re better off not stressing too much and just saving later when your income is higher. An article at Yahoo Finance looked at both sides of the coin and came up with these points to think about: (more…)

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If you’re one of the 4 million Social Security or Supplemental Security Income recipients in the United States without a bank account, you have a new option in place for receiving your monthly payments. Instead of receiving a monthly check, the government is now prepared to disburse Social Security payments on prepaid debit cards. (more…)

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If you’re a little bit organized, a good planner and flexible, you can easily save $100 a week on your grocery shopping for a family of four. Laura Rowley’s tips focus on using (and organizing) coupons, following some key websites and doing a reasonable amount of planning ahead. Some of her most interesting tips include: (more…)