Beware of the Universal Default Clause

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Make a late payment on your mortgage and your credit card interest rate goes up–even though you’ve been making timely payments on the card. (more…)

How to Avoid Those Gas-Wasting Behaviors


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These days it’s getting to be that every cent you can save on gas is a blessing. But one way to help your wallet feel a little better in the midst of skyrocketing gas prices is to adopt a few more fuel-efficient driving habits, like these: (more…)

Save Money By Eliminating New “Essentials”

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You’ve probably heard someone from an older generation say “We didn’t need to spend all that money in my day”. The annoying thing is that they’re probably right, and we’ve dug our own financial hole by turning new luxuries into “necessities” in modern life. A Yahoo finance story recently listed a dozen items that have become essential to the lives of many Americans, but definitely fit the bill of things that weren’t needed at all a few decades ago. (more…)

Save Money by Eating at Home


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If you’re trying to save money, stop for a second and add up how much you have spent on dining out in the last month. Most people are shocked when they start adding up restaurant and take-away bills, but eating out is an easy habit to get into - it’s quick, easy and delicious. But it’s also expensive, so if you’re on a budget and want to save some extra cash, you really need to get into the habit of cooking your own meals at least most of the time. (more…)

4 Suggestions for Finding Money to Pay Credit Card Debts


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If you’ve got some heavy credit card debts, your key priority has to be to pay down some of your debt so that you can start getting financially on top of things again, and you can start planning for the future. A recent article at About.com had some great suggestions for ways you can find some money to start reducing your credit card bills: (more…)

Making Money After College: Current Starting Salaries


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If you’re graduating from college soon, or are trying to decide what to study there, then the recent figures on current starting salaries for new graduates in a variety of fields might be very interesting for you. (more…)

Tips To Selecting the Right Mutual Fund For You


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When you’re trying to decide just how to invest your hard-earned and saved money, the options are pretty boggling. If you decide on mutual funds, Joshua Kennon from About’s Investing for Beginners has a few tips that will certainly point you more in the right direction to choose the right mutual fund. Some of his advice includes: (more…)

Keep Your Commute Costs Down


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It doesn’t matter if you travel in a gas-guzzling SUV or tiny hatchback, your daily commute is getting more expensive. But there are several things you can do to cut the cost of your commute: (more…)

Get Out of Debt Now


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If you’re swimming in a sea of debt and you can’t see the shore, now is the time to look for help. In fact, the answer is always “now,” because the sooner you take control of debt, the faster you will take control of it. (more…)

Having Good Credit Doesn’t Mean You Aren’t Struggling


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There have been a few scary stories going round recently about borrowers with excellent credit ratings who have still ended up struggling to pay for their homes or even defaulting on the mortgages. It just goes to show that you have to make sure you’re incredibly well-informed, even if you think you’re financially under control. (more…)