Focusing On Your Long-Term Life Plan

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Everyone with investments has been feeling the heat, their stomachs sinking each time the Dow dips another hundred points. But instead of double-guessing your investment decisions and diving into panic mode, Money Magazine recommends that you focus on your long term goals in relation to your investments. (more…)

Changes for the Better in Credit Card Regulation


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Many people believe that credit card companies have been irresponsible in their dealings with customers, and that fewer people would have large credit card debts if the companies acted somewhat more responsibly. Of course, they are only making business decisions, but the Federal Reserve has started talking about new regulations that would help credit card customers avoid overwhelming debts. Some of these regulations include: (more…)

Save Money, Cut Your Grocery Bill


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As food prices soar to unmanageable levels, one of your best friends should be weekly coupons and, even more often, websites aimed at saving you food money. Instead of spending the American average of $3,240 yearly, spending a bit of time each week researching grocery deals could save you a significant amount. (more…)

Airline Surcharges Cost More Than A Ticket


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If you’ve purchased an airline ticket recently, you’ve likely been unhappily surprised by soaring rates and a list of surcharges that literally pours off of the page. Unfortunately, as oil costs go up, surcharges will continue to rise and, in many cases, multiply. (more…)

The New Version of Victory Gardens


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During World War II, U.S. citizens were encouraged to cultivate personal fruit, vegetable, and herb gardens in order to reduce pressure on the public food supply. And though it was a secondary reason, the war gardens also served as a morale booster and sense of pride for all who grew them. Today, though we don’t have victory gardens, Americans are showing their patriotism through their spending habits. (more…)

How to Create a Good Budget


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Creating a good home budget is one of the most effective ways to ensure you have some financial security. Having a budget means you won’t spend more than you have, you can plan ahead and you can also make adjustments when unexpected financial events occur. But what are the key features of a good budget? Here are some characteristics of a budget that we think are the most important: (more…)

Make Comparisons to Find the Cheapest Gas


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We all want to fuel up for less with gas prices rising higher and higher, and no predicted relief in sight. There are various ways we can do this more cheaply and a recent article at Yahoo Finance surveyed a few different technologies that help us do so by comparing prices and getting the information we need online or even straight to our cell phone. (more…)

Making Money After College: Current Starting Salaries


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If you’re graduating from college soon, or are trying to decide what to study there, then the recent figures on current starting salaries for new graduates in a variety of fields might be very interesting for you. (more…)

Student Loans Look Safer Now


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With so much trauma in the loans market, things were looking difficult for students for a while there: with many lenders crashing out of the market altogether, getting cheap student loans was starting to look impossible for some college students. But thanks to a new legislation recently passed through congress, there shouldn’t be any college students who find it impossible to get a reasonable college loan now. (more…)

Keep Your Savings Strong


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Though you may be feeling unsure about your ability to contribute to your retirement fund or cushion your savings account, CNNMoney has tips to help you keep your nest egg on track: (more…)