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Make a late payment on your mortgage and your credit card interest rate goes up–even though you’ve been making timely payments on the card. (more…)

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For people who are about to get married or set up house with their partner, financial arrangements are one of those unromantic topics that do need to be talked about. One of the biggest decisions is whether you’ll set up a joint account or separate accounts, and the Financial Planning guys at About.com recently had some thoughts on the pros and cons of both sides of this decision. (more…)

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With home prices falling, you might think that now would be the perfect time to buy. But hold that thought: the fact is, though housing prices are on the way down, <a href=”http://www.msnbc.msn.com/id/25374401/”loan interest rates are on the rise, eating away at your real savings. (more…)

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It seems like a huge, unattainable goal, but a joint study between Merrill Lynch & Co. and the Capgemini Group reports that the world now houses more than 10 million millionaires. Indeed, their total net worth, not including real estate holdings, amounts to an astounding $41 trillion, an increase of 9 percent from the previous year. (more…)

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If you’re getting into trouble with your home mortgage repayments, you might be interested to know what kind of compromises lenders are prepared to make to find a way to keep your loan viable and avoid selling your house. Apparently, foreclosing on a loan can cost the lending authority around $50,000, so there’s often a real incentive for them to find a way to get the borrower paying back the loan on a regular basis. Plus, with house prices falling in some areas, the lender will be trying even harder to work out a loan rather than foreclose, because they may not fully recoup their money if they sell the property. (more…)

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It’s easy to take your home and its contents for granted - it’s there when you wake up and there when you get home at night. And the home insurance is just another bill that you pay every year with thinking too much about it. But that can sure lead to problems, which is why checking these tips could save you a whole lot of hassle: (more…)

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Everyone with investments has been feeling the heat, their stomachs sinking each time the Dow dips another hundred points. But instead of double-guessing your investment decisions and diving into panic mode, Money Magazine recommends that you focus on your long term goals in relation to your investments. (more…)

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Many people believe that credit card companies have been irresponsible in their dealings with customers, and that fewer people would have large credit card debts if the companies acted somewhat more responsibly. Of course, they are only making business decisions, but the Federal Reserve has started talking about new regulations that would help credit card customers avoid overwhelming debts. Some of these regulations include: (more…)

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As food prices soar to unmanageable levels, one of your best friends should be weekly coupons and, even more often, websites aimed at saving you food money. Instead of spending the American average of $3,240 yearly, spending a bit of time each week researching grocery deals could save you a significant amount. (more…)

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If you’ve purchased an airline ticket recently, you’ve likely been unhappily surprised by soaring rates and a list of surcharges that literally pours off of the page. Unfortunately, as oil costs go up, surcharges will continue to rise and, in many cases, multiply. (more…)