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photo credit: AMagill

Only 30 million Americans are lucky enough to be covered by a traditional pension plan, and if you’re one of them, you’ve probably wondered whether taking a lump-sum payment would be better than your monthly pension check. Though it may seem complicated, when you take the facts into consideration, the answer is clear: (more…)

credit: amishsteve
So you’ve blown the budget, spent more than you could really afford, or life’s changing circumstances mean that you’ve accumulated more debt than you want to deal with. Sometimes it might feel like a pit that you can’t get out of, but here are three basic steps to get you back on your way to financial success: (more…)