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Everyone with investments has been feeling the heat, their stomachs sinking each time the Dow dips another hundred points. But instead of double-guessing your investment decisions and diving into panic mode, Money Magazine recommends that you focus on your long term goals in relation to your investments. (more…)

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Many people believe that credit card companies have been irresponsible in their dealings with customers, and that fewer people would have large credit card debts if the companies acted somewhat more responsibly. Of course, they are only making business decisions, but the Federal Reserve has started talking about new regulations that would help credit card customers avoid overwhelming debts. Some of these regulations include: (more…)

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During World War II, U.S. citizens were encouraged to cultivate personal fruit, vegetable, and herb gardens in order to reduce pressure on the public food supply. And though it was a secondary reason, the war gardens also served as a morale booster and sense of pride for all who grew them. Today, though we don’t have victory gardens, Americans are showing their patriotism through their spending habits. (more…)

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Creating a good home budget is one of the most effective ways to ensure you have some financial security. Having a budget means you won’t spend more than you have, you can plan ahead and you can also make adjustments when unexpected financial events occur. But what are the key features of a good budget? Here are some characteristics of a budget that we think are the most important: (more…)

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Finding a way to have an additional stream of income, even if it is small, can be a great way to help you save for special occasions or to reduce your debts. If you can get this income stream from something you enjoy doing, then that’s all the better. Yahoo recently published a piece featuring a variety of hobbies that could make you money. From their case studies, we’ve got our own ideas for turning hobbies into dollars: (more…)

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Of course you want your wedding day to be a special one, but you don’t want to spend the next ten years paying it off. There’s a happy balance to be struck, and these tips will help you save some money on wedding costs: (more…)

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Living in today’s world, where men and women are equals in both the workplace an home, can sometimes bring up questions about yesterday’s customs. For anyone who has been on a date recently, you’re already familiar with the big one: who pays for dinner? (more…)

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We all want to fuel up for less with gas prices rising higher and higher, and no predicted relief in sight. There are various ways we can do this more cheaply and a recent article at Yahoo Finance surveyed a few different technologies that help us do so by comparing prices and getting the information we need online or even straight to our cell phone. (more…)

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With the cost of getting a good education constantly rising, many students are finding they finish college with a mountain of debts that will take quite a few years to repay - assuming they get a good job at the end of it. To improve their chances of getting a good job, many students end up studying at a more prestigious school, which is also more expensive, so they have an even larger debt: and the cycle begins. (more…)

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With so much trauma in the loans market, things were looking difficult for students for a while there: with many lenders crashing out of the market altogether, getting cheap student loans was starting to look impossible for some college students. But thanks to a new legislation recently passed through congress, there shouldn’t be any college students who find it impossible to get a reasonable college loan now. (more…)