Beware of the Universal Default Clause

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Make a late payment on your mortgage and your credit card interest rate goes up–even though you’ve been making timely payments on the card. (more…)

3 Secrets You Should Know About Credit Cards


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Everybody has a credit card, and everybody knows the basics of how it works. But there are a few lesser known facts that could cause you problems. They’re not secrets, as such – they’re public knowledge, often found in the small print of your credit card contract – but they’re facts that you should be aware of to avoid getting into trouble with your credit card.

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Credit Cards and Their Hidden Fees


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Recent tips at CNN Money about the surprise fees on your credit card had a few reminders of other ways your credit card debt can mount up. Luckily, they also provide a few tips on how we can either avoid or minimize some of these costs.

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