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If you’re trying to save money, stop for a second and add up how much you have spent on dining out in the last month. Most people are shocked when they start adding up restaurant and take-away bills, but eating out is an easy habit to get into - it’s quick, easy and delicious. But it’s also expensive, so if you’re on a budget and want to save some extra cash, you really need to get into the habit of cooking your own meals at least most of the time. (more…)

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American families have discovered an almost iron-clad method for debt control and financial well-being: cutting up their credit cards.

Begin by closing all of your credit card accounts. If there are one of two that give you great discounts, keep them, but make a promise to yourself that you will always pay the bill of in full. Then, draw up a budget, and take into account paying off debts, saving for future events, and treating yourself to the occasional vacation or expensive treat. Pay for everything in cash - either with money itself, checks, or your debit card. (more…)

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If you’re swimming in a sea of debt and you can’t see the shore, now is the time to look for help. In fact, the answer is always “now,” because the sooner you take control of debt, the faster you will take control of it. (more…)

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Preparing for it is one of the best and romantic times of your life, but marriage can also a big change to your financial future. When you get married, you not only join hearts and home, but your partner’s financial history becomes yours, and vice versa. So before you tie the knot, it’s important to secure your financial future and take the following steps with your future spouse:

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Apart from airfare, the costs of your hotel or other accommodations are likely to be the biggest budget items when you take a vacation. Obviously, you want to have as much cash left to spare to enjoy activities on your vacation as you can, so here are some tips to save some money on accommodations while still having a decent place to sleep each night.

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World food prices are on the rise, and consumers are beginning to feel the pinch. The rising cost of flour has made the price of bread and cereals begin to climb, higher meat prices have caused many third world consumers to up their vegetable consumption, and now increased rice costs in Asia are cause for concern and, in some cases, riots.

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With rising oil prices and a long commute, chances are you dream of the days when you thought that $1.50 gas was too expensive. But times have changed, and so have gas prices, so Money Magazine has brought you several tips on how to fuel up for less:

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It’s a pretty ironic outcome of a Bankrate survey that people with debts make the best savers. The results showed that 84% of Americans who had debts like car loans, credit cards or student loans (the survey excluded mortgages) are regularly saving a proportion of their income. The people who didn’t have a non-mortgage debt had a regular savings rate of only 63%.

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Insurance salespeople will assure you that a dozen different kinds of insurance are necessary to feel secure in life. But often these very insurance policies are what’s holding you back financially, insuring you for low-risk “what if” scenarios, and very often not even actually covering what you think they are. Try these tips to figure out exactly what insurances are important in your life:

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You’ve got to eat, right? But you don’t have to eat out. If you’re trying to save some money, try recording exactly how much money you spend on food for a week – including snacks, gum and drinks while you’re out. Chances are you’ll be shocked by how much this adds up to. To save a few dollars on food, try these eat-at-home tips:

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