Smart Shopping - Money Saving Tips

It shouldn’t matter what the economic situation is - it always pays to try to be smart about shopping whether you’re looking for clothes, electronics or anything else. And being smart includes:

• Doing your research - know how much you should expect to pay and set a budget.
• Checking online - it’s often cheaper to buy a product online than in a physical shop. If you prefer to buy in person, at least do some price comparison online to find out which shop will provide the best price.
• Looking out for cashback offers - they’re coming thick and fast now to encourage you to buy new products so make sure you take advantage of them - and check the fineprint before you buy to be sure you’re eligible.
• Keeping an eye on loyalty schemes - and calculate whether it’s worth buying something at a particular shop, if the reward is high enough from the loyalty scheme; but don’t be so loyal that you miss out on much cheaper prices elsewhere.
• Asking for a discount - especially if you can prove you’ve seen the same product at a lower price elsewhere, or if the product was a display model or is slightly damaged.