Tips for Saving Money in Tight Times
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photo credit: r-z
When your budget’s tight and inflation’s playing havoc with it, you need to find some clever ways to save a few dollars. Money magazine recently did a special including 18 ways to beat inflation, and some of the highlights of their suggestions were:
- Don’t make unplanned purchases at the supermarket - stick to what’s on your shopping list only - and check the highest and lowest shelves where the cheaper products are often “hidden”
- Save gas by checking your tires are correctly inflated
- Cook more meals at home - avoid takeaway
- Make your home more energy efficient by installing a thermostat that turns the heating off during the night but turns it back on in the morning before you get up
- Replace regular light bulbs with energy-saving fluorescents
- Cancel gym memberships or magazine subscriptions that you don’t really use
- Turn off all appliances at the switch rather than leaving them on stand-by
- Use a credit card (that you pay off in full each month) that gives cash back on gas purchases
- Don’t be afraid to negotiate with a doctor over costs - for example, offer to pay up front in cash for a lower price. 60% of the time, negotiating with a doctor over medical costs works.
Tags: Budgeting | credit | Saving
This entry was posted on Saturday, August 2nd, 2008 at 4:46 am and is filed under Saving Money. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.
