Best Credit Cards For Right Now
If you're new here, you may want to subscribe to my RSS feed. Want more frequent updates follow me on Twitter. Thanks for visiting!
credit: danesparza
Credit cards often have a bad reputation for charging high fees and writing far too many details between the lines. However, your credit score and a bit of knowledge on the best credit cards available now can score you a great deal.
- Discover More Card: Far from the norm, Discover still offers 0% interest for 12 months on all balance transfers, in addition to a maximum $74 for balance transfers. After the initial grace periods, interest begins at 10.99%.
- Blue Cash from American Express: After an initial $6,500 of yearly spending, this card guarantees you some serious cash back: 5% on groceries, drug stores, and gas, 1.5% on everything else. Now that’s something you can bank on.
- Chase Freedom (Visa or Mastercard): These cards give you 3% cash back on the 3 categories in which you spend the most. After you hit $600 in eligible purchases, your cash back rate falls to 1%. Interest starts at 15.25%.
- CitiPremierPass: This card gives you 1 point for every $1 spent, and additionally 1 point for every 3 miles that a companion flies on a ticket that you bought. Interest rates start at 10.24%.
- Fidelity Investment Rewards Visa: Receive a point for every dollar spent, and after each $5000 points, your card will deposit $75 in a the Fidelity account you choose. That’s the equivalent of 1.5% cash back, which is only made sweeter by the 14.99% fixed interest rate.
- Any local bank or credit union card: Big, national credit cards often have disgruntled customers, especially over fees charged. Your local bank or credit union will likely have more consumer-friendly policies, often saving you more in the long run.
Tags: American Express | Banks and Banking | Chase | Citi | Credit & Debit Cards | Credit Union | Discover | Finances | Saving Money
This entry was posted on Wednesday, April 23rd, 2008 at 4:00 am and is filed under Credit & Debit Cards. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.
