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Everyone collects something: postcards from friends, teddy bears, paintings or stamps. But some of these collectible items can actually form the basis of an investment. But before you decide to sink your hard earned savings into some kind of collectible, do your research and check these cautions: (more…)

If through our investments in stocks, we play the market, then it’s important that we hedge our bets. There are many experts that volunteer to do the work for us, predicting upswings and downturns, telling us when to buy, when to sell, and when to hold. But Money Magazine’s undercover Mole warns us that predictions can urge us to buy and sell at the most inopportune times.

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Whether you’ve invested in mutual funds for years or are just starting out, finding the right fund for you is a delicate balancing act of fees, returns, and your personal finance goals. As you review all the information, keep in mind whether a mutual fund is no-load, or has a front-end load, back-end load, or level load.

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