Top Ten Ways To Include A New Baby In Your Budget
There is no doubt about the fact that having a baby is expensive. Some estimates show that even just the first two years, you might end up spending an extra $16,000 just in food, clothing, health care, and more. If you’ve been struggling managing a budget with just two people, it can come as a shock to learn that the pint-size version of you has to have a bigger share of the budget pie than you might expect. Before the actual event, it’s a good thing to take a cold, hard, look at how to build a realistic budget and find out where you can make adjustments and how to position yourself to not only afford the new addition to your family, but also to enjoy your new life as parents. (more…)
There is no doubt about the fact that having a baby is expensive. Some estimates show that even just the first two years, you might end up spending an extra $16,000 just in food, clothing, health care, and more. If you’ve been struggling managing a budget with just two people, it can come as a shock to learn that the pint-size version of you has to have a bigger share of the budget pie than you might expect. Before the actual event, it’s a good thing to take a cold, hard, look at how to build a realistic budget and find out where you can make adjustments and how to position yourself to not only afford the new addition to your family, but also to enjoy your new life as parents. (more…)
The recession may indeed be almost over, and the urge to splurge is coming right around the most tempting time of the year - the holidays. You may be finding some economic relief with the stabilization of the economy, and this can put you in a better mood. It can also be a justification for overspending again on the holidays, something that can lead to financial difficulties the following year. Even if there is more cash to be found this season, and you want to have a better holiday season than last year, you can find ways to splurge without it forcing you to pull out the credit cards or get a
If you’re a parent during this recession, you may have questions on how to tell your children about your financial situation without scaring them unnecessarily. You can use the recession as a great history and economics lesson to help your children grow up with a better sense of money values.
In the current economic climate people are looking to save money on everything possible. Clipping coupons and looking for budget oriented or “bargain” items is a very popular and common past time.
Discussing financial matters with your husband or wife can be a tense situation, especially if your financial situation isn’t too good. If your partner has a different approach to financial matters from you, or even if they’re similar but have different priorities for money you save, then there is bound to be some conflict. Trent at the Simple Dollar has some 

