Hidden Debit Card Risks
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When you need to make a purchase but do not like carrying cash with you, a debit card is a great tool. The bank releases the money electronically for the purchase just like cash and your account is debited the amount, hence the name. This can be a convenient way to pay for anything and a way to carry little cash as most stores take debit cards as a form of payment. As with every type of payment, there are downsides to debit cards that are often overlooked. It is important to know the risks and the rewards of any form of payment and consider them before using any debit card for purchases whether online or at your local store. (more…)
If you're new here, you may want to subscribe to my RSS feed. Want more frequent updates follow me on Twitter. Thanks for visiting!
When you need to make a purchase but do not like carrying cash with you, a debit card is a great tool. The bank releases the money electronically for the purchase just like cash and your account is debited the amount, hence the name. This can be a convenient way to pay for anything and a way to carry little cash as most stores take debit cards as a form of payment. As with every type of payment, there are downsides to debit cards that are often overlooked. It is important to know the risks and the rewards of any form of payment and consider them before using any debit card for purchases whether online or at your local store. (more…)
Credit card debt has been mounting this past year as Americans are sometimes using their credit cards to stay afloat during these turbulent times. As the economy has gotten worse, consumers are often turning to their credit cards and
Is it a good idea for a college student to carry a credit card? Most people, especially experts, will tell you no. Simply put, it is widely believe that college students are not mature enough to carry a credit card. Instead of using this money for important items such as books, it is thought that they will blow their credit at the bar, on junk food, on clothes, etc. Does all of this make sense?

Millions of people in the United States carry at least one credit card. And guess what? A large number of them are college students. This is becoming a popular trend as costs go up, and the number of students in college also increases. The question is: do college students need a credit card? This all depends on who you talk to.
