Author Archive for Rachel Sawyer

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Beware of the Universal Default Clause

Tired of all these bills bills bills
Creative Commons License photo credit: banoootah_qtr

Make a late payment on your mortgage and your credit card interest rate goes up–even though you’ve been making timely payments on the card. (more…)

Celebrities with tax troubles

Celebrities don’t like to pay taxes anymore than the rest of us do. And just like us, they have to pay up when they get caught trying to keep money out of the taxman’s hands.

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Tips for Improving Your Credit Score

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Do you even know your credit score? It’s a very important number. If your score is just two points below the most desirable scores of 700 or better, it can cost you thousands of dollars in interest on a home mortgage.

Your credit score is the number one tool that lenders use to determine the interest rates you’ll pay for credit cards, car loans and home mortgages. Consumers with scores below 600 are typically charged high interest rates, and if your credit score is really bad, you may be not be able to borrow at all.

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