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With summer upon us, many people are heading off on vacation. Taking a holiday is important to help you relax, reward yourself and simply to get away from home, but if it just creates a larger debt to pay off when you return, then all the good is undone. That’s why it’s really important to do some pre-trip budgeting to make sure you’re planning an affordable vacation. Here are a few tips: (more…)

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Summer is here, and with it, the muggy, unbearable heat. Fortunately, summer temperatures don’t have to equal unmanageable electric bills, because there are several ways to stay cool without breaking the bank. (more…)

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If you knew that coupon cutting could earn you $20 per hour, would you sit down on Sunday afternoons to do it? Many Americans have made this adjustment to their weekend schedules, doing what they can to pinch pennies and save help their families out. It’s official: cutting coupons is in again. (more…)

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Rising fuel prices are affecting Americans from all walks of life, and a new study says that nine in ten residents are very worried about how these costs will affect them. (more…)

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Make a late payment on your mortgage and your credit card interest rate goes up–even though you’ve been making timely payments on the card. (more…)

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If you’re concerned about having a healthy credit rating - and who wouldn’t be - some recent tips from Gerri Willis should interest you. She’s got four main pieces of advice to improve and retain a good credit rating: (more…)

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For people who are about to get married or set up house with their partner, financial arrangements are one of those unromantic topics that do need to be talked about. One of the biggest decisions is whether you’ll set up a joint account or separate accounts, and the Financial Planning guys at About.com recently had some thoughts on the pros and cons of both sides of this decision. (more…)

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If your water bills are rising, it’s time to follow some of these water-saving and money-saving tips from Yahoo Finance: (more…)

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With home prices falling, you might think that now would be the perfect time to buy. But hold that thought: the fact is, though housing prices are on the way down, <a href=”http://www.msnbc.msn.com/id/25374401/”loan interest rates are on the rise, eating away at your real savings. (more…)

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While most conventional wisdom has long said you should start saving money as soon as you start earning it - because over time, it will compound and be much more valuable when you reach retirement age - there are also people who say that you’re better off not stressing too much and just saving later when your income is higher. An article at Yahoo Finance looked at both sides of the coin and came up with these points to think about: (more…)