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Pennies are pinched and budgets have been streamlined, and many Americans are cutting down on the luxuries. For this reason, upscale retailers’ business has been a bit shaky lately, causing prudent business owners to think outside the box. One such woman, Michele Krause, has taken her failing luxury jewelry market and created a unique idea: jewelry rental. Continue Reading Rent Your Luxuries, Don’t Buy »

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Try telling someone in their twenties that they shouldn’t spend money on fashion, cars or eating out, and the advice will very likely fall on deaf ears. When retirement is thirty or forty years away, it’s easy to live for the moment and enjoy the “must haves” of young life. But Ginger of Girls Just Wanna Have Funds had some great advice for cheap alternatives to satisfy these desires. Continue Reading Save Money By Substituting for “Must Haves” »

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The Internet has long been a haven of availability, variety, and tax-free shopping. When purchasing any big-ticket item, many residents across the country choose to shop online because, even after shipping, tax-free items are far less expensive than their local counterparts. However, states are slowly cracking down on tax-free Internet buys. Continue Reading States More Strict on Online Sales Tax »

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With airlines going into bankruptcy, travelers knew that 2008 would be a hard year to fly. Overbooked flights, flight cancellations, and policy changes have decorated headlines, warning us about what to expect as we walked through airport doors. But if you’re planning on travel anytime soon, follow CNNMoney’s Airline Travel Guide: Continue Reading Airport Hassles for Travelers »

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A recent post at CNN Money had a lot of useful information for Americans who are either approaching retirement or who are younger and working and should be thinking more about how to fund their retirement. The three key points they made were: Continue Reading 3 Points to Keep in Mind When Planning Retirement »

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Everyone collects something: postcards from friends, teddy bears, paintings or stamps. But some of these collectible items can actually form the basis of an investment. But before you decide to sink your hard earned savings into some kind of collectible, do your research and check these cautions: Continue Reading Four Cautions for Investing In Collectibles »

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Unfortunately for many community college students in the U.S., student loans are completely unavailable to them. These students — a disproportionate number of them being minorities — cannot take advantage of low-interest federal student loans because their community colleges refuse to participate in the federal student loan program. Continue Reading Student Loans Unavailable to Many Community College Students »

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It seems that for travelers these days, getting the cheapest flight is only half the battle. As well as paying as little as possible, we’d also like to be fairly sure our airline will still be flying when our trip comes around, we want our luggage to come out the other end and we don’t want to have a horribly uncomfortable flight. Some recent Yahoo tips on dealing with airlines in the current environment had some useful pointers, including: Continue Reading How to Fly Cheaply and Happily »

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If you’re one of the many people living from pay check to pay check without having much hope of breaking the cycle of debt and repayment, you’ll be pleased to read a few tips from the experts at CNN Money. Rather than going through the obvious money saving strategies, they talk about a few ways that could net you a little extra cash and start to dig you out of the cycle. Continue Reading Tips to Break the Pay-Check-to-Pay-Check Cycle »

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Focusing on making your home more energy efficient can be good for your wallet as well as for your conscious. These tips can help make your house more environmentally friendly and save you a few dollars as well. Continue Reading 10 Tips to Make Your Home More Energy – And Cheaper »